Republicans in the US House are pushing back on a Senate-backed proposal to link the Housing for the 21st Century Act with the pending crypto market structure bill, the CLARITY Act, by moving community bank provisions into the digital assets' legislation - a move that risks adding further uncertainty to the crypto bill's path forward.
Housing-Crypto Trade Adds Fresh Uncertainty to CLARITY Act, Politico Reports
25 March 2026 - 20:20 CET
By Ana Pereira
The proposal would have paired the Senate's housing package with a set of community bank relief measures that were included in the House-passed version of the bill in February, but left out of the Senate version, according to Politico on 24 Mar.
Those provisions would ease how certain deposits are treated, lengthen exam cycles and simplify the creation of new banks, changes aimed at lowering compliance costs, expanding funding flexibility and enabling community lenders to extend more mortgage credit.
House lawmakers said the trade would not be enough to win their support for the Senate's version of the housing bill, leaving both the housing package and the crypto legislation facing additional uncertainty.
